See if you meet the Admin Earnings Threshold (AET), estimate your pay from your hourly rate and hours,
and understand how close you are to easing work coach pressure.
Administrative Earnings Threshold 2025 calculator for single and couple Universal Credit claims.
Tax figures are a rough guide for England/Wales/NI based on 2025/26 bands. They don’t include National Insurance or any special circumstances.
The Admin Earnings Threshold (AET) is the earnings level where, in most cases, Universal Credit treats you as already working enough. It’s based on what you earn before tax, National Insurance and pension deductions in a single assessment period.
If you’re consistently at or above the AET, you’ll usually be in a lighter-touch regime with fewer or no regular work coach meetings – though your exact commitments still depend on your full circumstances.
Do both people in a couple have to work?
No. A couple can meet the AET from one person’s earnings alone, or a mix of both.
That’s why the couple calculator lets you leave one earnings box empty.
Does this change my Universal Credit automatically?
No – this is only a guide. Your actual commitments and payments are decided
through your Universal Credit account and conversations with your work coach.
Is this an official DWP tool?
No. This is an independent calculator based on the latest published GOV.UK information.
It’s here to help you understand the rules before you talk to them.
Your commitments normally continue until you reach the AET.